IBPS CLERK EXAM MATERIALS BOOKS GUIDES AND PREVIOUS BANK EXAMS QUESTION PAPERS

IBPS CLERK EXAMS SPECIAL GUIDELINES
    IBPS CLERKS EXAM (CWE) SUBJECT WISE QUESTION PAPERS

    IBPS BANK COMMON EXAM TEST OF REASONING QUESTION PAPER

    151. Four of the following five are alike in a certain way. Which is
    the one that does not belong to that group?
    (1) White (2) Indigo (3) Blue
    (4) Red (5) Orange
    152. ‘Cooler’ is related to ‘summer’ in the same way which of the
    following is related to ‘rain’?
    (1) Shirt (2) Umbrella (3) Icecream
    (4) Fan (5) Fridge
    153. City A is larger than city B which is smaller than city D. If city
    E is larger than city A but smaller than city D, which of the following is
    the largest?
    (1) E (2) A (3) D
    (4) B (5) Cannot be determined
    154. If ‘red’ means ‘blue’, ‘blue’ means ‘black’, ‘black’ means
    ‘yellow’, ‘yellow’ means ‘green’, ‘green’ means ‘white’, ‘white’ means
    ‘brown’ and ‘brown’ means ‘indigo’, then what is the colour of middle line
    of our National Flag?
    (1) white (2) yellow
    (3) brown (4) green
    (5) None of these
    155. If ‘INVITATION’ is written as ‘KMXHVZVHQM’, then ‘READY’
    is written in that code as which of the following?
    (1) SCDDA (2) TDCDB
    (3) QFBEZ (4) TDCCA
    (5) None of these
    Directions (156-160): Read the following character sequence
    carefully and then answer the questions given below it.
    156. If the first half of the series is reversed and similarly the
    second half is also reversed, then which of the following will be the 4th
    to the right of 16th character from your right?
    (1) P (2) % (3) B
    (4) S (5) C
    157. What will be the 2nd last letter of the word made of the 1st,
    2nd, 11th, 20th and 22nd characters of the given sequence? If no such
    word can be made your answer is W. If more than one such word can
    be made your answer is D.
    (1) I (2) C (3) A
    (4) W (5) D
    158. Which character is midway between 7th from left and 6th
    from right in the above series?
    (1) % (2) 5 (3) S
    (4) P (5) 
    159. If every alternate character in the above sequence from
    right is dropped (drop B first) then which of the following character will
    be 5th to the right of 6th character from the left?
    (1) C (2) 8 (3) 
    (4) I (5) T
    160. If A C 3, 6 $, P ��% + ? ×, then what will come in place
    of question mark.
    (1) – (2) ⊕(3) ×
    (4) S (5) 8
    Directions (161-165): In each question below, three
    statements are given followed by four conclusions numbered I, II,
    III and IV. You have to take the given statements to be true even if
    they appear at variance from commonly known facts. Then decide
    which of the conclusions logically follows from the given
    statements. Mark out an appropriate answer choice that you think
    is correct.
    Statements:
    161. (a) All papers are books.
    (b) All books are pages
    (c) All pages are material.
    Conclusions:
    I. Some material are pages.
    II. All books are material.
    III. All papers are pages.
    IV. Some books are papers.
    (1) All the four follow
    (2) Only II, III follow
    (3) Only I, III and IV follow
    (4) Either I or III and II follow
    (5) None follows
    Statements:
    162. (a) Some bats are balls.
    (b) No stars are moons
    (c) All balls are moons.
    Conclusions:
    I. Some moons are not balls.
    II. No balls are stars.
    III. Some moons are not balls.
    IV. Some balls are bats.
    (1) Only I and II follow
    (2) Only I, II and IV follow
    (3) Either II or IV follows
    (4) All follow
    (5) None of these follows
    Statements:
    163. (a) All coats are pants.
    (b) No pants are shirts.
    (c) Some shirts are pullovers.
    Conclusions:
    I. No coat is a shirt.
    II. Some coats are shirts.
    III. All coats are shirts.
    IV. Some coats are not pullovers.
    (1) Only I, II and III follow
    (2) Only Ist follows
    (3) Only I and IV follow
    (4) Either I and III or II and IV follow
    (5) Only III and IV follow
    Statements:
    164. (a) Some pens are pencils.
    (b)Some rubbers are gum.
    (c) No bag is a gum.
    Conclusions:
    I. Some pencils are gum.
    II. Some pencils are not gum.
    III. some rubbers are not bag.
    IV. Some rubbers are bag.
    (1) Only I follows
    (2) Only II follows
    (3) Only II and III follow
    (4) Either I or II and either III or IV follow
    (5) None of these follows
    Statements:
    165. (a) No fruits are bananas.
    (b) No oranges are peas.
    (c) All bananas are oranges.
    Conclusions:
    I. No bananas are peas.
    II. Some oranges are not fruits.
    III. Some bananas are fruits.
    IV. Some oranges are bananas.
    (1) Only III follows
    (2) Only I, II and IV follow
    (3) Either I or II follows
    (4) Only I and II follow
    (5) All follow
    Directions (Qs. 166-170): Study the following arguments and
    distinguish between “strong” arguments and ‘weak’ arguments
    because they relate to the question. “Strong” arguments are those
    which are both important and directly related to the question.
    “Weak” arguments are those which are of minor importance and
    also not directly related to the question. Each question below is
    followed by two arguments numbered I and II. Decide which of the
    argument is a “strong” and “weak”. Give answer:
    (1) if only argument I is “strong”.
    (2) if only argument II is strong.
    (3) if either I or II is “strong”.
    (4) if neither I nor II is “strong”.
    (5) if both I and II are “strong”.
    Statement:
    166. Should the government punish those schools which charge
    high admission fee?
    Arguments:
    I. Yes, where will the poor students go?
    II. Yes, education has become more of a business than a pious
    commitment
    Statement:
    167. Should there be a quota for those who are poor?
    Arguments:
    I. Yes, this will decrease the level of unemployment and poor
    people will not be discriminated by upper caste.
    II. No, we already have reservations in our jobs.
    Statement:
    168. Should there be no place for interview in selection?
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    Arguments:
    I. Yes, it is a difficult part of selection.
    II. No, it is the only way to judge the candidates’ personality
    and motives
    Statement:
    169. Should women be provided more job opportunities?
    Arguments:
    I. Yes, they should go into the outside world.
    II. No, they are not interested in jobs
    Statement:
    170. Should government provide more benefits to those who are
    the only child of their parents?
    Arguments:
    I. Yes, it will control increase of population.
    II. Yes, it will give them bright future and love of parents
    Directions (Qs. 171-175): In these questions, a statement is
    given, which is followed by various assumptions. Read the
    statements and the assumptions and decide which one of them are
    implicit.
    Statement:
    171. “Ensure freedom from thieves with this car locking system.”
    Assumptions:
    I. This car locking system is the best.
    II. It is desired to have freedom from thieves.
    III. There are thieves everywhere.
    (1) I and II are implicit.
    (2) II and III are implicit.
    (3) I and III are implicit.
    (4) Only II is implicit.
    (5) All are implicit.
    Statement:
    172. “We deal in used cars. Contact us at phone no. XYZ, at the
    earliest possible.”—an advertisement.
    Assumptions:
    I. Some people want to sell old cars.
    II. The advertisement will be read by the needy people.
    III. Used cars may not be totally useless.
    (1) Only I is implicit.
    (2) Only II and III are implicit.
    (3) Only I and III are implicit.
    (4) All I, II, III are implicit.
    (5) None of I, II, III are implicit.
    Statement:
    173. “Lalu Prasad is expected to announce several schemes for
    poor people in the budget.”—a news reporter.
    Assumptions:
    I. The reporter has a fair reporting.
    II. The news-reporter has genuine report sources.
    III. Lalu Prasad is capable of announcing schemes.
    (1) I and II are implicit.
    (2) II and III are implicit.
    (3) Only III is implicit.
    (4) All are implicit.
    (5) None is implicit.
    Statement:
    174. Mr X tells Mrs X: “I cannot send my child to that school.
    Children over there smoke and drink.”
    Which of these assumptions is implicit?
    Assumptions:
    I. Smoking and drinking are not desirable of children.
    II. Their child will agree to their decision.
    III. The school has a good reputation.
    (1) I and II
    (2) II and III
    (3) III and I
    (4) I only
    (5) All I, II, III
    Statement:
    175. Monica’s advice to Sonia: “Go to Chandigarh via Ambala—
    the best route.”
    Assumptions:
    I. Sonia wants to go to Chandigarh.
    II. Monica loves advising everybody.
    III. They love Chandigarh.
    (1) I is implicit.
    (2) II is implicit.
    (3) Either I or II is implicit.
    (4) Neither I nor II is implicit.
    (5) Both are implicit.
    Directions (Qs. 176-180): Read the following information
    carefully and answer the questions given below it:
    (1) Six friends Asad, Babli, Cajole, Dev, Eva and Fatima are sitting
    in a closed circle facing the centre.
    (2) Cajole is between Asad and Babli.
    (3) Fatima is between Eva and Asad.
    (4) Eva is to the left of Dev
    176. Who is on the left of Babli?
    (1) Asad (2) Cajole
    (3) Dev (4) Eva
    (5) None of these
    177. Who is on the left of Cajole?
    (1) Dev (2) Eva
    (3) Asad (4) Fatima
    (5) None of these
    178. Which pair of friends is sitting on the opposite of each other?
    (1) Dev, Asad
    (2) Dev, Babli
    (3) Asad, Fatima
    (4) Cajole, Babli
    (5) None of these
    179. Which of the following is sitting on the right side of Fatima?
    (1) Eva (2) Dev
    (3) Asad (4) Babli
    (5) Cajole
    180. Which of the above given statements is superfluous?
    (1) 1 (2) 2 (3) 3
    (4) 4 (5) None of these
    Directions (Qs. 181-185): Read the following information and
    answer the questions.
    Four people of different nations live on the same side of a sector
    in four houses each of different colour. Each person has a different
    favourite drink. The Englishman lives in the red house. The following
    additional information is:
    —The Hindu drinks tea.
    —The Muslim lives in the first house on the left.
    —The Muslim lives adjacent to the blue house.
    —In the second house from the right they drink coffee.
    —The Sikh drinks banana shake.
    —Tea is drunk in the blue house
    —The pink house is to the right of red house
    181. Which of the following drink coffee?
    (1) Muslim
    (2) Hindu
    (3) Englishman
    719 ��MARCH 2007 ��THE COMPETITION MASTER
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    (4) Muslim and Hindu
    (5) None of the above
    182. The colour of Sikh house is:
    (1) yellow (2) blue
    (3) red (4) pink
    (5) None
    183. The Muslim drinks which of the following drink:
    (1) tea (2) coffee
    (3) banana shake (4) tea, coffee
    (5) milk
    184. Who sits adjacent to Muslim?
    (1) Hindu
    (2) Englishman
    (3) Sikh
    (4) Both Hindu and Sikh
    (5) None of the above
    185. Which of the following statement is not true?
    (1) Hindu lives in the blue house
    (2) Sikh drinks banana shake and his colour of house is pink
    (3) Muslim drinks coffee
    (4) Yellow house is occupied by Muslim
    (5) None of the above
    Directions (Qs. 186-195): Study the following information
    carefully and answer the questions given below it.
    Given here are the conditions to become the members of a Lake
    Club. A person must:
    (1) be in the age group of 21-50 as on August 13, 2006.
    (2) be drawing a minimum salary of Rs 1 lakh per annum.
    (3) own a house.
    (4) not have a family of more than five members including himself.
    (5) have excellence in any field of arts and sports.
    However, if a person:
    (6) satisfies all except (4) above, but draws a salary of more than
    2 lakh per annum, the case may be referred to the Club
    president.
    (7) satisfies all except (3) above, the case may be referred to the
    Club secretary.
    On the basis of above conditions and information, decide
    which of the following courses of action should be taken regarding
    each condition.
    Mark answer:
    (1) if the person is eligible to be a member
    (2) if the person can’t be allowed the membership
    (3) if the data provided is inadequate.
    (4) if the case is to be referred to the Club secretary
    (5) if the case is to be referred to the Club president
    186. Mr Rahul Tiwari, living with his mother and father, is a
    college professor earning Rs 8600 monthly. He has his own house and
    is having a good record in the field of fine arts.
    187. Ravi Tripathi, an IAS officer, draws a salary of Rs 15000 p.m.
    His date of birth is March 17, 1985. He lives with his mother, father and
    a brother. He is having his own house and holds a certificate of being
    the best volleyball player in his college.
    188. Mr Pankaj Pandey works as a manager in horticulture. He is
    35 years old and lives as a tenant with his wife and two daughters. He
    draws a monthly salary of Rs 8700 p.m. for the last 7 years. He holds a
    good record in sports.
    189. Mr Dev Taneja, a bachelor, lives in a private house owned by
    him with his parents and grand parents. He is senior manager in
    American Express, drawing a salary of Rs 17000 p.m. He has won the
    Trophy in Badminton and his D.O.B. is August 13, 1992.
    190. Mrs Radha Kapoor, living with her husband, receives a
    salary of Rs 10,000 p.m. She has completed 12 years of service in the
    company on January 10, 2004.
    191. Mrs Poonam completed 33 years in March 2005. She stays
    in her own house along with his husband and three sons. She works as
    G.M. in Infosys, and draws Rs 117000 per annum. She has exhibited
    excellence in the field of arts.
    192. Mr Ajay is a Branch Manager in SBI and draws a salary of
    Rs 201000 per annum. He lives in a flat which is not owned by him,
    along with his wife and a son. He holds a certificate of excellence in
    tennis. His D.O.B. is October 15, 1980.
    193. Mr Satyakam is 40 years old, lives alone in his house. He
    works as manager in textile mill and earns Rs 10,200 every month.
    194. Ms Kavita lives in her own house with his husband and a
    daughter. She is working as a Assistant Manager in HDFC. She is 26
    years old and having a excellence in painting.
    195. Mr Abhinav is a bachelor working as a Computer Engineer
    in electron company. He draws Rs 10900 p.m. His D.O.B. is October
    1982. He has been the captain of the Basketball team. He lives in his
    own house and having family of four persons including him.
    Directions (Qs. 196-200): An arrangement machine when
    given an input of words, rearrange them following a particular rule
    and solve it.
    Input: This chapter would give you basic concepts.
    Step 1: basic this chapter would give you concepts.
    Step 2: basic chapter this would give you concepts.
    Step 3: basic chapter concepts this would give you.
    Step 4: basic chapter concepts give this would you.
    Study the logic and answer the questions that follow.
    196. Input: Do not imitate others work.
    Which of the following will be Step 3 for the given input?
    (1) Do others not imitate work.
    (2) Do imitate not others work.
    (3) Work do others imitate.
    (4) Do not others work imitate.
    (5) None
    197. Input: Adequate safety arrangements are must for kids.
    Which of the following will be 2nd last step for the given
    input?
    (1) Adequate are arrangements for kids safety must.
    (2) Adequate are arrangements for kids must safety.
    (3) Adequate are safety arrangements must for kids.
    (4) Adequate safety are arrangements must for kids.
    (5) None
    198. Input: Marcus Brauchli gives inaccurate information.
    How many steps are required to rearrange the above input
    properly.
    (1) 3 (2) 4 (3) 5
    (4) 2 (5) None of these
    199. Input: Most Indian leaders cannot even visualise free India.
    Which of the following will be last step of above input?
    (1) Most Indian even leaders cannot visualise free India.
    (2) Cannot even free India Indian most leaders visualise.
    (3) Cannot even free India most Indian leaders visualise.
    (4) Cannot even free India Indian leaders most visualise.
    (5) None.
    200. Step IV: It is figure anti-establishment from media.
    Which of the following is the input of the above mentioned step.
    (1) It is figure from anti-establishment media.
    (2) Media it is figure from anti-establishment.
    (3) It is anti-establishment media from.
    (4) Can’t be determined.
    (5) None of these
    ====================================================
    ANSWERS:

    Reasoning
    151. (1) All the others are colours of rainbow (VIBGYOR)
    152. (2) Cooler is used to protect us from heat. Similarly umbrella is
    used to protect us from rain.
    153. (3) According to first statement or sentence
    A
    position of D is not exact.
    B
    Second sentence clears that E is larger than A but smaller
    than D means — largest city.
    154. (4) Colour of middle line of NF is white and green means white is
    given in the statement so green is the answer.
    155. (4) The first letter moves two places forward while the second
    letters moves one place backward. This process continues for
    the whole word.
    156. (3) The reversed series is:
    4th to the right of 16th from right is 12th (16 – 4) from right is B.
    157. (4) The letters are A, C, P, I, T. No word can be made by using
    these letters.
    158. (1) Seventh from left is
    Answer is
    159. (5) The series is after dropping characters:
    then 5th to the right of 6th from left is 11th from left i.e. T
    160. (2) Do it yourself.
    161. (1) Using Ist and 2nd statement we get
    All papers are pages and by using 2nd & 3rd we get All
    books are material so, 2 & 3 follow and I & IV are conversion
    of Ist statement and 3rd statement.
    166. (1)
    167. (1) providing jobs would definitely decrease unemployment,
    hence 1 is strong. II is not strong because quota for poors
    doesn’t mean reservation.
    168. (2) Ist is not strong but II is obviously strong.
    169. (1) Ist is strong, II is void.
    170. (5)
    171. (4) There is no hint of use of ‘best’and ‘everywhere’ terms.
    172. (4) I and II are definitely implicit. Also an advertisement is meant
    to be read.
    173. (2) We cannot say anything about I.
    174. (4)
    175. (1)
    (176 to 180). In the circle the arrangement is as shown.
    176. (3) Dev.
    177. (5) Because Babli is on the left of Cajole. (see diagram.)
    178. (1) Dev, Asad.
    179. (1) Clearly, Eva.
    180. (5) Since all the statements are necessary to determine the
    arrangement.
    (181 to 185) Based on given information, the correct sequence of data
    is as follows.
    181. (3) see chart.
    182. (4)
    183. (5) Although it is not mentioned in the question but it appear that
    milk is his drink.
    184. (1)
    185. (3) (Muslim drinks milk—it is assumed).
    186. (3) Condition 1 is missing.
    187. (1) Satisfies all the condition.
    188. (4) (Condition 7 is fulfilled, as the candidate does not have his
    own house.)
    189. (5) Condition 6 is fulfilled, as the candidate has a family of 5
    members.
    190. (3) Conditions 1 and 5 is missing.
    191. (2) She is having a family of five members and condition 6 is not
    fulfilled because her salary is less than 200000.
    192. (4)
    193. (2) Condition 5 is missing.
    194. (2) Condition 2 is missing.
    195. (1) All conditions are satisfied.
    (196-200) The logic is: the words are arranged in alphabetical order by
    not interchanging places. That is ,basic goes to the first place
    and the whole remaining sentence is as it is.
    196. (5) because in this only one step is possible
    Input Do not imitate others work.
    Step-I Do imitate not others work.
    197. (1) Step-1 Adequate are safety arrangements must for kids.
    Step-2 Adequate are arrangements safety must for kids.
    Steps-3 Adequate are arrangements for safety must kids.
    Steps-4 Adequate are arrangements for kids safety must.
    Step-5 Adequate are arrangements for kids must safety.
    And 2nd last one is step 4.
    198. (2) Step-1 Brauchli Marcus gives inaccurate information.
    Step-2 Brauchli gives Marcus inaccurate information.
    Step-3 Brauchli gives inaccurate Marcus information.
    Step-4 Brauchli gives inaccurate information Marcus.
    4 Steps are required.
    199. (4) Step-1 Cannot most Indian leaders even visualise free India.
    Step-2 Cannot even most Indian leaders visualise free India.
    Step-3 Cannot even free most Indian leaders visualise India.
    Step 4 Cannot even free India most Indian leaders visualise.
    Step 5 Cannot even free India Indian most leaders visualise.
    Step 6 Cannot even free India Indian leaders most visualise.
    Shortcut (Just arrange the input alphabetically).
    200. (4) In this type of question determination of previous step or input
    is not possible.

    IBPS CLERKS MODEL PAPER: SUBJECT: ENGLISH PAPER WITH SOLUTIONS


    ENGLISH
    Directions (Qs. 51-65): Read the following passage and answer the questions below it. A few words are given in the bold form to help easy location while answering some questions. To some extent, it is the nature of the intellect to narrow our vision and give it focus. Tragedy comes in when we forget this limitation and think the intellect can comprehend things as a whole. The intellect views the world through a slit. When a cat walks by, it observes the eye, then fur, and then the tail, and then it infers that the eye is the cause of the tail, unless of course, the cat was walking backward. If this sounds absurd, some of the theories about biochemistry and behaviour use very similar reasoning. Nachiketa would object, “Man, why don’t you open the door? That’s just your black cat Frodo, pacing back and forth.”  But instead we usually get caught up in clarifying slit-information, even  though without a larger view our conclusions may be entirely wrong. To  make matters worse, we specialize. I am not against specialization per  se but what often happens is that we do not even look through whole  slit; we subdivide. My field is the upper part of the tail; yours is the lower. I might even forget about the eye and the fur. My main concern will be  my debate with a colleague in Tokyo over whether hair on the tail grows  up or down. If anybody asks how the eye fits in, I refer him to another researcher. After all, what have eyes got to do with geotropic hair growth?
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    Debates like this cannot be resolved on the slit level. What is required is to open the door; then argument becomes unnecessary. Once the door is opened, even a little, we will not quarrel over whose slit is correct or whether we should confine ourselves to the top of it or the bottom. As long as we see only part of the picture, logic and argumentation can never settle an issue. When the intellect becomes calm and clear, theory gives way to demonstration. It is not beyond our  reach to see life whole. We have simply become so attached to this precious slit that we think there is no higher mode of knowing. After a  while, we become so used to slits that we put on a special mask with  just a hairline crack in front of the eyes. Try walking around wearing a  mask like this and see what happens. Every little thing will fill your field  of vision. The intellect that sees only a small corner of life makes a very poor  guide. We follow it like the blind led by the blind. I see this illustrated every day in the newspapers. To take just one urgent example, I have  read that perhaps half a million scientists and engineers around the  world are engaged in weapons research. I have no doubt that the vast  majority of these people have no desire for war. They feel they are only  doing a job, playing a small role in an inevitable activity. Nevertheless, this is not a defence industry, this is a half a million highly skilled men  and women preparing for war. Producing and selling instruments of war  is one of the biggest business in the world today. Even before the First  World War, George Bernard Shaw caught the spirit of the industry in the  character of undershaft in Major Barbara. Undershaft is no sinister “merchant of death”. He is just a businessman, whose credo is to give arms to all who offer an honest price for them, without respect of persons or principles, to capitalist and socialist, to protestant and  catholic, to burglar and policeman, to black man, white man and yellow man, to all sorts and conditions, all nationalities and faiths, all follies, all causes and all crimes.
    The defence-minded intellect might object, “That’s unfortunate, but defence is necessary. Everybody has to have weapons, and somebody is going to sell them. Here is a business that is thriving”. These sales”, the merchant argue, “help supply allies who cannot produce needed equipment.” Needed for what? Any school boy knows that weapons are needed by people in order to kill each other. From the evidence, we would have to conclude that death is a much more desirable goal than health, education, or welfare.

    Or, look at cancer. Many researchers today maintain that perhaps seventy to ninety per cent of all human cancers are caused by environmental agents involved in manufacturing and processing new products. Most of these substances are relatively recent additions to our environment. We made them, and we can cease to make them if we choose.Yet one way or another such substances appeal to us so much that life without them seems untenable. As a result, instead of trying to eliminate the causes of cancer, we pour millions of dollars into what one writer calls “the Vietnam of modern medicine”: The Search for a Cancer Cure.

    This kind of myopia is not a necessary fault of the intellect. Given a larger picture, the intellect can rise to the occasion. Then even if the Nobel Prize is dangled before its eyes, it will refuse to work at any project that is at the expense of life, but will give all its attention to matters of real urgency.

    51. Which of these is true in context to the passage:
    (1) humans are capable of unlimited applications of the mind
    (2) whether the slit is small or large, conclusion is the same
    (3) all researchers view through slit-like intellects
    (4) it is not possible to view life as a whole
    (5) the intellect is capable of adjustments
    52. The passage is against:
    (a) short-sightedness of the scientists
    (b) the nature of the intellect
    (c) narrowness of the intellect
    (1) (a) only
    (2) (b) only
    (3) (a) and (b)
    (4) (a) and (c)
    (5) all (a), (b) and (c)
    53. What should be the right approach for argumentation:
    (1) to specialise in a particular field
    (2) to study bio-chemistry
    (3) sub-divide topics and research on them
    (4) open the doors of the intellect
    (5) leave attachment to our slits
    54. According to the author, the intellect which sees a small
    corner of life, can:
    (1) lead to scientific and engineering outcomes
    (2) lead to follies and crimes
    (3) race for better defence
    (4) cause environmental pollution
    (5) lead to harmful and unwanted results
    55. What leads to cancer?
    (1) pre-existing environmental pollutants
    (2) man-made additions to environment
    (3) tasty and good-looking things
    (4) modern medicines
    (5) None of the above
    56. The difference between narrow and broad vision is:
    (1) narrow vision leads to specialisations, while broad vision does
    not
    (2) narrow vision leads to debates while broad vision easily
    settles them
    (3) narrow vision leads to desire for war while broad vision leads
    to desire for defence sales
    (4) narrow vision leads to greedy business while broad vision
    leads to fair salesmanship
    (5) narrow vision leads to Nobel prizes and broad vision refuses them
    57. In context to the passage, which one of these is false:
    (1) weapons are needed by nations for money
    (2) weapons are needed for security reasons
    (3) a person with a broad intellect would not sell weapons to all
    (4) the author is against specialisations
    (5) scientists all over the world are preparing for war
    58. The title to the passage can be:
    (1) Disasters of science
    (2) Nature of the intellect
    (3) Intellectual misconducts
    (4) Human debates
    (5) Viewing life as a whole
    59. The undershaft is:
    (1) a very clever businessman
    (2) an intellectual businessman
    (3) an immoral character
    (4) the major role in Major Barbara
    (5) a blindly-led intellect
    Directions (Qs. 60-62): In context of the above passage
    choose the word which is most similar in meaning to the given
    word.
    60. CREDO
    (1) crime (2) credit (3) business
    (4) job (5) management
    61. COMPREHEND
    (1) absorb (2) digest (3) guide
    (4) assimilate (5) understand
    712 ��MARCH 2007 ��THE COMPETITION MASTER
    SPECIAL SUPPLEMENT
    62. GEOTROPIC
    (1) falling to ground
    (2) attracted towards earth
    (3) touching the earth
    (4) projected toward the earth
    (5) None of these
    Directions (Qs. 63-65): In context of the above passage
    choose the word which is most opposite in meaning to the given
    word.
    63. INEVITABLE
    (1) blasting (2) accidental (3) certain
    (4) incidental (5) avoidable
    64. MYOPIA
    (1) narrowmindedness
    (2) broadmindedness
    (3) shortsightedness
    (4) evilsightedness
    (5) hypermetropia
    65. UNTENABLE
    (1) probable (2) cured (3) unworthy
    (4) worthsome (5) pleasant
    Directions (Qs. 66-70): In each of the questions below four
    sentences are given which are denoted by A, B, C and D. By using
    all four sentences, frame a meaningful para. Choose answer from
    the five alternatives given and the correct order of the sentences
    is your answer.
    66. (A) India’s patent authorities are at the centre of global
    attention.
    (B) India’s patent law is equipped to drive out frivolous
    patent seekers and to reward meritorious inventors
    (C) If successful, Indian generic drug-makers may have to
    pay royalties.
    (D) As many MNC drug-makers have applied for patents
    under India’s new product patent law
    (1) ABCD (2) ADCB (3) BACD
    (4) DACB (5) CABD
    67. (A) What’s more, if you happen to be inching towards
    retirement, your EMIs will be structured accordingly.
    (B) Future credit may get customised.
    (C) The next time you get a hike in your company, rest
    assured your Equated Monthly Instalments (EMIs) will
    go up.
    (D) EMIs will now be fixed according to your affordability.
    (1) DCAB (2) BCAD (3) BCDA
    (4) ABCD (5) CBAD
    68. (A) The Tax Return Prepares Scheme has been introduced
    recently to help individuals file their income tax returns.
    (B) According to this scheme, certain tax return prepares
    will be specially trained.
    (C) The aim is to ease the process of filing returns and
    reduce the cost for tax payers.
    (D) However, individuals should carefully examine this
    service and its likely benefits.
    (1) ABCD (2) ADCA (3) DABC
    (4) BACD (5) BCAD
    69. (A) There is nothing more soothing to the mind, body and
    soul than being on the beach front.
    (B) That’s what Archil, which buys bad loans, thinks.
    (C) A little bit of business can also be thrown in such a
    setting.
    (D) The ARC thought of the idea of organising a workshop
    on junk bonds in an exotic beach resort in Goa and has
    roped in the Indian Bank’s Association.
    (1) DCAB (2) ABCD (3) DACB
    (4) ACBD (5) CBDA
    70. (A) The financial markets in the country have provided a
    wide array of such instruments.
    (B) Doing business is all about managing risk.
    (C) The profit and loss account is a reflection of the risk that
    is dexterously handled by CFOs.
    (D) Which have been seized with alacrity by the industry.
    (1) BACD (2) ABCD (3) ACBD
    (4) DBCA (5) BCAD
    Directions (71-80): In the following passage there are blanks.
    Choose the correct answer from the given options to fill the blanks
    which are numbered.
    71 has marked man’s 72 progress from 73 times. Modern
    medicine is built on the innovative 74 of scientists and physicians such
    as Louis Pasteur. He 75 in a revolution in medicine by producing a 76
    against rabies in 1880. 77 with Robert Koch, Pasteur founded 78. There
    has been no 79 back 80 then.
    71. (1) Discovery (2) Innovation (3) Reforms
    (4) Applications (5) Interests
    72. (1) amazing (2) alluring (3) alarming
    (4) charming (5) exciting
    73. (1) antique (2) mid-historic (3) recent
    (4) remote (5) prehistoric
    74. (1) fantastic (2) dilemma (3) genius
    (4) brain (5) intellect
    75. (1) ushered (2) projected (3) prospered
    (4) thrushed (5) brushed
    76. (1) injection (2) medicine (3) antidote
    (4) vaccine (5) antibody
    77. (1) Along (2) Also (3) Going
    (4) Working (5) Enjoying
    78. (1) immunology (2) pathology (3) zoology
    (4) botany (5) bacteriology
    79. (1) viewing (2) looking (3) seeing
    (4) peeping (5) hopping
    80. (1) till (2) from (3) until
    (4) since (5) by
    Directions (Qs. 81-90): In each of the following sentences
    there are two blank spaces. Below each sentence, five pairs of
    words are given. Find out the correct pair of words and fill in the
    blanks.
    81. The world is ___ the way it is, because it is what we wanted
    to experience at some level of .
    (1) wonderful, brightness
    (2) perfect, consciousness
    (3) famous, search
    (4) okay, intelligence
    (5) brilliant, dreams
    82. The church of England has that it can’t allow a multifaith
    ceremony for Prince Charles.
    (1) decided, functional
    (2) projected, wedding
    (3) asserted, coronation
    (4) ordered, birth
    (5) allowed, dancing
    83. The ___ are the poorest and most people in our cities.
    (1) poor, helpless
    (2) rural, hardworking
    713 ��MARCH 2007 ��THE COMPETITION MASTER
    SPECIAL SUPPLEMENT
    (3) workers, happy
    (4) scheduled castes, strong
    (5) homeless, vulnerable
    84. Reform will not only help the U.N., but also contribute
    to stability in Asia.
    (1) revitalise, geopolitical
    (2) regenerate, economic
    (3) ascend, social
    (4) revolutionise, political
    (5) charge, general
    85. Feeling the of the higher power is an .
    (1) value, dream
    (2) emotions, theme
    (3) presence, ecstasy
    (4) absence, innocence
    (5) acknowledgement, accomplishment
    86. All the for a robust and sustainable growth are being put
    in .
    (1) ingredients, place
    (2) factors, striding
    (3) points, list
    (4) component, consideration
    (5) plans, favour
    87. India is firmly in the of vote bank politics. So, the for job
    reservation for SC and ST in private sector will grow.
    (1) gloves, greed
    (2) grip, clamour
    (3) hands, rush
    (4) roots, need
    (5) net, suicide
    88. One of the secrets Gandhi gave us is that strength does
    not come from bone and muscle, it comes from an will.
    (1) simple, inner
    (2) straight, ironical
    (3) wonderful, ideal
    (4) tactical, iron
    (5) magnificent, indomitable
    89. If disasters and are the wake up call for a world that it has
    gone , then we are now in the position to acknowledge it to manifest
    the world we desire to experience.
    (1) peace, mad (2) wars, insane (3) famines, out
    (4) tragedies, troublesome (5) mishaps, trivial
    90. Inner-faith harmony requires that there is both and among
    religions.
    (1) value, esteem
    (2) establishment, survival
    (3) trust, respect
    (4) harmony, co-operation
    (5) co-existence, concord
    Directions (Qs. 91-95): Each of the following questions
    consists of a sentence. Find out whether there is any error in it.The
    error, if any, will be in one part of the sentence. The number of that
    part is answer. If there is no error, mark 5 as your answer. (Ignore
    the errors of punctuation).
    91. (1) Neither of them (2) are coming here (3) to address this
    (4) large gathering. (5) No error.
    92. (1) Hardly she finished (2) her duty when (3) the bell
    (4) started ringing. (5) No error.
    93. (1) More private companies should (2) be permit to enter
    (3) into field of communication (4) to strengthen the network. (5) No
    error.
    94. (1) Government should severely (2) punish the persons
    (3) involved in the (4) practice of female foeticide. (5) No error.
    95. (1) Parents should ensure (2) and cultivate (3) reading habits
    between (4) their children. (5) No error.
    Directions (Qs. 96-100):These questions are based on idioms.
    From among the options, choose the one that is closest in
    meaning to the given idiom/phrase.
    96. keep at an arm’s length:
    (1) keep a good distance
    (2) keep closeness
    (3) avoid involvement or friendship
    (4) hate
    (5) give a warm welcome
    97. take the bull by the horns:
    (1) invite danger from an enemy
    (2) prepare for unwanted situation
    (3) be full of vigour
    (4) face boldly
    (5) None of these
    98. a dark horse:
    (1) a person who is not good-looking but is very good at heart
    (2) a person who is specially called for an event
    (3) a person having a poor reputation
    (4) a person whose past is mysterious
    (5) a person who is quite less known
    99. pour oil on troubled waters:
    (1) create a nice scenery
    (2) settle down a situation
    (3) aggravate matters
    (4) worsen a situation
    (5) create an unfavourable situation
    100. to drag one’s feet:
    (1) slow down deliberately
    (2) lazy behaviour
    (3) uninterested behaviour
    (4) present opposition to someone
    (5) move very quietly
     _____________________________________________

    Answers:
    52. (4) .... refer Ist and last paragraphs.
    53. (4) .... refer 2nd statement, para 2.
    54. (5) .... refer last para and the main theme. Other options also follow
    closely.
    55. (2)
    56. (2) .... 2nd para.
    57. (2) .. para 1.
    58. (2) ... para 1, line 1 and subject theme.
    59. (5) .... 2nd line, para 3.
    60. (4) 61. (5) 62. (2) 63. (5) 64. (5)
    65. (1) 66. (2) 67. (2) 68. (1) 69. (4)
    70. (5) 71. (2) 72. (1) 73. (5) 74. (3)
    75. (1) 76. (4) 77. (1) 78. (5) 79. (2)
    80. (4) 81. (2) 82. (3) 83. (5) 84. (1)
    85. (3) 86. (1) 87. (2) 88. (5) 89. (2)
    90. (3)
    91. (2) ... it should be ‘is’ instead of ‘are’.
    92. (1) ... hardly should be followed by had.
    93. (2) ... ‘permitted’ instead of ‘permit’.
    94. (5)
    95. (3) ... ‘among’ instead of ‘between’.
    96. (3)
    97. (4)
    98. (4)
    99. (4)
    100. (3)

    Easy Multiplication Shortcuts for calculation & All Bank Exams

    MORE MULTIPLICATION SHORT CUT METHODS AVAILABLE HERE


    For this example we will use 25
    • Take the "tens" part of the number (the 2 and add 1)=3
    • Multiply the original "tens" part of the number by the new number (2x3)
    • Take the result (2x3=6) and put 25 behind it. Result the answer 625.
    Try a few more 75 squared ... = 7x8=56 ... put 25 behind it is 5625.
    55 squared = 5x6=30 ... put 25 behind it ... is 3025. Another easy one! Practice it on paper first!
    SINGLE STEP: 35 square
    (3x[3+1]) / (5x5) = 12 / 25 = 1225

    Square a 2 Digit Number, for this example 37:
    • Look for the nearest 10 boundary
    • In this case up 3 from 37 to 40.
    • Since you went UP 3 to 40 go DOWN 3 from 37 to 34.
    • Now mentally multiply 34x40
    • The way I do it is 34x10=340;
    • Double it mentally to 680
    • Double it again mentally to 1360
    • This 1360 is the FIRST interim answer.
    • 37 is "3" away from the 10 boundary 40.
    • Square this "3" distance from 10 boundary.
    • 3x3=9 which is the SECOND interim answer.
    • Add the two interim answers to get the final answer.
    • Answer: 1360 + 9 = 1369

    With practice this can easily be done in your head.
     

    You likely all know the 10 rule (to multiply by 10, just add a 0 behind the number) but do you know the 11 rule? It is as easy! You should be able to do this one in you head for any two digit number. Practice it on paper first!
    To multiply any two digit number by 11:
    • For this example we will use 54.
    • Separate the two digits in you mind (5__4).
    • Notice the hole between them!
    • Add the 5 and the 4 together (5+4=9)
    • Put the resulting 9 in the hole 594. That's it! 11 x 54=594
    The only thing tricky to remember is that if the result of the addition is greater than 9, you only put the "ones" digit in the hole and carry the "tens" digit from the addition. For example 11 x 57 ... 5__7 ... 5+7=12 ... put the 2 in the hole and add the 1 from the 12 to the 5 in to get 6 for a result of 627 ... 11 x 57 = 627
    Practice it on paper first!


    You can directly write down the answer to any number multiplied by 11.
    • Take for example the number 51236 X 11.
    • First, write down the number with a zero in front of it.
    051236
    The zero is necessary so that the rules are simpler.
    • Draw a line under the number.
    • Bear with me on this one. It is simple if you work through it slowly. To do this, all you have to do this is "Add the neighbor". Look at the 6 in the "units" position of the number. Since there is no number to the right of it, you can't add to its "neighbor" so just write down 6 below the 6 in the units col.
    • For the "tens" place, add the 3 to the its "neighbor" (the 6). Write the answer: 9 below the 3.
    • For the "hundreds" place, add the 2 to the its "neighbor" (the 3). Write the answer: 5 below the 2.
    • For the "thousands" place, add the 1 to the its "neighbor" (the 2). Write the answer: 3 below the 1.
    • For the "ten-thousands" place, add the 5 to the its "neighbor" (the 1). Write the answer: 6 below the 5.
    • For the "hundred-thousands" place, add the 0 to the its "neighbor" (the 5). Write the answer: 5 below the 0.
    That's it ... 11 X 051236 = 563596

    To multiply by 9,try this:
    (1) Spread your two hands out and place them on a desk or table in front of you.
    (2) To multiply by 3, fold down the 3rd finger from the left. To multiply by 4, it would be the 4th finger and so on.
    (3) the answer is 27 ... READ it from the two fingers on the left of the folded down finger and the 7 fingers on the right of it.

    This works for anything up to 9x10!


    To quickly multiply by four, double the number and then double it again.
    Often this can be done in your head.
    Multiply By 5
    To quickly multiply by 5, divide the number in two and then multiply it by 10. Often this can be done quickly in your head.